U.S. Census Bureau and U.S. Department of Housing and Urban Development
Dated observations, not a completed year
June–July 2026 market context
These observations have different reference dates. They provide a current anchor for the calculator but do not form an annual record and never enter historical rankings.
- Monthly new-home price context
- $398,300Latest monthly context; not an annual median
- 30-year rate context
- 6.66%1 observation
- CPI-U index
- 333.952latest month anchor
- Mortgage-rate coverage
- Jul 30, 2026through Jul 30, 2026
How current context is used
An anchor for translation, not a forecast
The calculator uses the latest CPI-U anchor to translate a current input into historical dollars. Its current payment illustration uses the dated price and rate shown above, while labeling the result partial.
Housing Time Machine does not project future prices or rates, claim mortgage approval, or substitute this monthly price context for the completed annual Census/HUD median.
Direct evidence
Sources for this record
Freddie Mac
Primary Mortgage Market Survey historical weekly data
weekly observations through 2026-07-30U.S. Bureau of Labor Statistics