Dated observations, not a completed year

June–July 2026 market context

These observations have different reference dates. They provide a current CPI anchor and market context but do not form a completed annual record.

Monthly new-home price context
$398,300Latest monthly context; not an annual median
30-year rate context
6.66%1 observation
CPI-U index
333.952latest month anchor
Mortgage-rate coverage
Jul 30, 2026through Jul 30, 2026

How current context is used

An anchor for translation, not a forecast

The calculator uses the latest CPI-U anchor to translate a current income input into historical dollars. The dated price and mortgage rate shown above remain supporting context and do not enter a completed-year result.

Housing Time Machine does not project future prices or rates, claim mortgage approval, or substitute this monthly price context for the completed annual Census/HUD median.